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Crop
Insurance and Prevented Planting
By
Sam Custer
OSU Extension, Darke County
Although
most planting has been completed in
Darke County some farmers have has to deal with the pockets of heavy
rain that
we have received. For
crop insurance,
the final planting date for corn in Ohio is June 5. The final planting
date for
soybeans is June 20.
Here
are some basic guidelines from RMA out of
Springfield, Illinois, if you are unable to plant because of an
insurable cause
of loss by the final planting date. You may:
•
Plant during the 25 day late planting period.
There is a one percent reduction per day of your yield guarantee.
•
Not plant a crop and receive a prevented
planting payment.
•
After the late planting period ends, plant
the acreage to another crop and receive a reduced prevented planting
payment.
The
most important thing you can do if you are
unable to plant the crop by the final planting date is contact your
crop
insurance agent to review your policy and options before you make a
decision.
To
qualify for a prevented planting payment,
the affected acreage must be at least 20 acres or 20 percent of your
crop
acreage in the insured unit. Prevented planting is not available on
group
insurance policies (Group Risk Protection and Group Risk Income
Protection).
Replant
payments may also be available for land
that was planted that does not have an adequate stand. Contact your
insurance
agent if you believe acreage should be replanted. Your insurance
company must
give you written permission to replant, abandon or destroy the crop.
Crop
insurance is sold and delivered solely
through private crop insurance agents. Contact a local crop insurance
agent for
more information about the program. A list of crop insurance agents is
available at all USDA Service Centers or on the RMA web site at www.rma.usda.gov/tools/agents/.
For
more detailed information, visit the Darke
County OSU Extension web site at www.darke.osu.edu,
the OSU Extension Darke County Facebook page or contact Sam
Custer, at 937.548.5215.
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