Moving to a new home can be exciting, but for Medicare beneficiaries, a change in residence may also affect healthcare coverage. Whether relocating within the same state, moving to a different state, or even living abroad, understanding how Medicare coverage may change can help avoid gaps in care and ensure access to the right benefits.
Beneficiaries with Original Medicare should update their address through the Social Security Administration (SSA), since SSA maintains Medicare records. Those enrolled in a Medicare Advantage or Part D prescription drug plan should notify their plan immediately, as moving outside the plan’s service area may qualify them for a Special Enrollment Period to choose a new plan.
Individuals moving to another state should also review their eligibility for Medicare Savings Programs, Extra Help, and Medigap coverage, as these benefits and rules can vary by state.
